LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,057
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,957
−HK$1,929/mo
Today · 4.125%
HK$64,886
baseline
▲ 0.50% · 4.625%
HK$68,834
+HK$3,948/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$129,772/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,926
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,747
−HK$1,849/mo
Today · 4.125%
HK$71,596
baseline
▲ 0.50% · 4.625%
HK$75,369
+HK$3,773/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$143,192/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,269
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,548
−HK$2,315/mo
Today · 4.125%
HK$77,863
baseline
▲ 0.50% · 4.625%
HK$82,601
+HK$4,738/mo
Deposit HK$10.71M · loan HK$16.07M · min. income ≈ HK$155,726/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,511
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,697
−HK$2,218/mo
Today · 4.125%
HK$85,915
baseline
▲ 0.50% · 4.625%
HK$90,443
+HK$4,528/mo
Deposit HK$10.71M · loan HK$16.07M · min. income ≈ HK$171,830/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,480
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,139
−HK$2,702/mo
Today · 4.125%
HK$90,841
baseline
▲ 0.50% · 4.625%
HK$96,368
+HK$5,527/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,682/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,096
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,646
−HK$2,588/mo
Today · 4.125%
HK$100,234
baseline
▲ 0.50% · 4.625%
HK$105,517
+HK$5,283/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,468/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,903
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,322
−HK$3,473/mo
Today · 4.125%
HK$116,795
baseline
▲ 0.50% · 4.625%
HK$123,902
+HK$7,107/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$233,590/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,266
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,545
−HK$3,327/mo
Today · 4.125%
HK$128,872
baseline
▲ 0.50% · 4.625%
HK$135,665
+HK$6,793/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$257,744/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,138,004 · Scale 2, in force from 26 Feb 2026)