LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,060
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,959
−HK$1,930/mo
Today · 4.125%
HK$64,889
baseline
▲ 0.50% · 4.625%
HK$68,837
+HK$3,948/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$129,778/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,928
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,750
−HK$1,848/mo
Today · 4.125%
HK$71,598
baseline
▲ 0.50% · 4.625%
HK$75,372
+HK$3,774/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$143,196/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,272
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,551
−HK$2,316/mo
Today · 4.125%
HK$77,867
baseline
▲ 0.50% · 4.625%
HK$82,605
+HK$4,738/mo
Deposit HK$10.71M · loan HK$16.07M · min. income ≈ HK$155,734/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,514
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,700
−HK$2,218/mo
Today · 4.125%
HK$85,918
baseline
▲ 0.50% · 4.625%
HK$90,447
+HK$4,529/mo
Deposit HK$10.71M · loan HK$16.07M · min. income ≈ HK$171,836/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,484
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,143
−HK$2,701/mo
Today · 4.125%
HK$90,844
baseline
▲ 0.50% · 4.625%
HK$96,372
+HK$5,528/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,688/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,100
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,650
−HK$2,588/mo
Today · 4.125%
HK$100,238
baseline
▲ 0.50% · 4.625%
HK$105,521
+HK$5,283/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,476/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,908
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,326
−HK$3,474/mo
Today · 4.125%
HK$116,800
baseline
▲ 0.50% · 4.625%
HK$123,907
+HK$7,107/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$233,600/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,271
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,551
−HK$3,326/mo
Today · 4.125%
HK$128,877
baseline
▲ 0.50% · 4.625%
HK$135,670
+HK$6,793/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$257,754/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,138,050 · Scale 2, in force from 26 Feb 2026)