LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,085
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,985
−HK$1,930/mo
Today · 4.125%
HK$64,915
baseline
▲ 0.50% · 4.625%
HK$68,865
+HK$3,950/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$129,830/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,956
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,779
−HK$1,848/mo
Today · 4.125%
HK$71,627
baseline
▲ 0.50% · 4.625%
HK$75,403
+HK$3,776/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$143,254/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,302
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,582
−HK$2,316/mo
Today · 4.125%
HK$77,898
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,740/mo
Deposit HK$10.72M · loan HK$16.07M · min. income ≈ HK$155,796/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,547
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,734
−HK$2,219/mo
Today · 4.125%
HK$85,953
baseline
▲ 0.50% · 4.625%
HK$90,484
+HK$4,531/mo
Deposit HK$10.72M · loan HK$16.07M · min. income ≈ HK$171,906/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,518
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,179
−HK$2,702/mo
Today · 4.125%
HK$90,881
baseline
▲ 0.50% · 4.625%
HK$96,411
+HK$5,530/mo
Deposit HK$8.04M · loan HK$18.75M · min. income ≈ HK$181,762/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,138
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,690
−HK$2,588/mo
Today · 4.125%
HK$100,278
baseline
▲ 0.50% · 4.625%
HK$105,564
+HK$5,286/mo
Deposit HK$8.04M · loan HK$18.75M · min. income ≈ HK$200,556/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,952
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,372
−HK$3,475/mo
Today · 4.125%
HK$116,847
baseline
▲ 0.50% · 4.625%
HK$123,957
+HK$7,110/mo
Deposit HK$2.68M · loan HK$24.11M · min. income ≈ HK$233,694/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,321
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,601
−HK$3,328/mo
Today · 4.125%
HK$128,929
baseline
▲ 0.50% · 4.625%
HK$135,726
+HK$6,797/mo
Deposit HK$2.68M · loan HK$24.11M · min. income ≈ HK$257,858/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,138,511 · Scale 2, in force from 26 Feb 2026)