LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,229
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,134
−HK$1,935/mo
Today · 4.125%
HK$65,069
baseline
▲ 0.50% · 4.625%
HK$69,028
+HK$3,959/mo
Deposit HK$13.43M · loan HK$13.43M · min. income ≈ HK$130,138/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,117
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,943
−HK$1,854/mo
Today · 4.125%
HK$71,797
baseline
▲ 0.50% · 4.625%
HK$75,581
+HK$3,784/mo
Deposit HK$13.43M · loan HK$13.43M · min. income ≈ HK$143,594/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,475
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,760
−HK$2,322/mo
Today · 4.125%
HK$78,082
baseline
▲ 0.50% · 4.625%
HK$82,833
+HK$4,751/mo
Deposit HK$10.74M · loan HK$16.11M · min. income ≈ HK$156,164/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,740
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,932
−HK$2,224/mo
Today · 4.125%
HK$86,156
baseline
▲ 0.50% · 4.625%
HK$90,697
+HK$4,541/mo
Deposit HK$10.74M · loan HK$16.11M · min. income ≈ HK$172,312/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,721
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,387
−HK$2,709/mo
Today · 4.125%
HK$91,096
baseline
▲ 0.50% · 4.625%
HK$96,639
+HK$5,543/mo
Deposit HK$8.06M · loan HK$18.80M · min. income ≈ HK$182,192/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,363
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,921
−HK$2,594/mo
Today · 4.125%
HK$100,515
baseline
▲ 0.50% · 4.625%
HK$105,814
+HK$5,299/mo
Deposit HK$8.06M · loan HK$18.80M · min. income ≈ HK$201,030/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,212
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,640
−HK$3,483/mo
Today · 4.125%
HK$117,123
baseline
▲ 0.50% · 4.625%
HK$124,250
+HK$7,127/mo
Deposit HK$2.69M · loan HK$24.17M · min. income ≈ HK$234,246/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,610
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,898
−HK$3,336/mo
Today · 4.125%
HK$129,234
baseline
▲ 0.50% · 4.625%
HK$136,046
+HK$6,812/mo
Deposit HK$2.69M · loan HK$24.17M · min. income ≈ HK$258,468/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,141,201 · Scale 2, in force from 26 Feb 2026)