LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,233
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,138
−HK$1,935/mo
Today · 4.125%
HK$65,073
baseline
▲ 0.50% · 4.625%
HK$69,033
+HK$3,960/mo
Deposit HK$13.43M · loan HK$13.43M · min. income ≈ HK$130,146/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,122
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,949
−HK$1,853/mo
Today · 4.125%
HK$71,802
baseline
▲ 0.50% · 4.625%
HK$75,587
+HK$3,785/mo
Deposit HK$13.43M · loan HK$13.43M · min. income ≈ HK$143,604/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,480
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,766
−HK$2,322/mo
Today · 4.125%
HK$78,088
baseline
▲ 0.50% · 4.625%
HK$82,839
+HK$4,751/mo
Deposit HK$10.74M · loan HK$16.11M · min. income ≈ HK$156,176/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,746
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,938
−HK$2,224/mo
Today · 4.125%
HK$86,162
baseline
▲ 0.50% · 4.625%
HK$90,704
+HK$4,542/mo
Deposit HK$10.74M · loan HK$16.11M · min. income ≈ HK$172,324/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,727
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,393
−HK$2,710/mo
Today · 4.125%
HK$91,103
baseline
▲ 0.50% · 4.625%
HK$96,646
+HK$5,543/mo
Deposit HK$8.06M · loan HK$18.80M · min. income ≈ HK$182,206/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,370
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,928
−HK$2,595/mo
Today · 4.125%
HK$100,523
baseline
▲ 0.50% · 4.625%
HK$105,822
+HK$5,299/mo
Deposit HK$8.06M · loan HK$18.80M · min. income ≈ HK$201,046/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,220
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,649
−HK$3,483/mo
Today · 4.125%
HK$117,132
baseline
▲ 0.50% · 4.625%
HK$124,259
+HK$7,127/mo
Deposit HK$2.69M · loan HK$24.17M · min. income ≈ HK$234,264/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,619
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,907
−HK$3,337/mo
Today · 4.125%
HK$129,244
baseline
▲ 0.50% · 4.625%
HK$136,056
+HK$6,812/mo
Deposit HK$2.69M · loan HK$24.17M · min. income ≈ HK$258,488/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,141,285 · Scale 2, in force from 26 Feb 2026)