LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,261
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,166
−HK$1,936/mo
Today · 4.125%
HK$65,102
baseline
▲ 0.50% · 4.625%
HK$69,063
+HK$3,961/mo
Deposit HK$13.43M · loan HK$13.43M · min. income ≈ HK$130,204/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,152
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,980
−HK$1,854/mo
Today · 4.125%
HK$71,834
baseline
▲ 0.50% · 4.625%
HK$75,620
+HK$3,786/mo
Deposit HK$13.43M · loan HK$13.43M · min. income ≈ HK$143,668/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,513
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,799
−HK$2,324/mo
Today · 4.125%
HK$78,123
baseline
▲ 0.50% · 4.625%
HK$82,876
+HK$4,753/mo
Deposit HK$10.75M · loan HK$16.12M · min. income ≈ HK$156,246/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,782
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,975
−HK$2,226/mo
Today · 4.125%
HK$86,201
baseline
▲ 0.50% · 4.625%
HK$90,744
+HK$4,543/mo
Deposit HK$10.75M · loan HK$16.12M · min. income ≈ HK$172,402/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,765
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,433
−HK$2,710/mo
Today · 4.125%
HK$91,143
baseline
▲ 0.50% · 4.625%
HK$96,689
+HK$5,546/mo
Deposit HK$8.06M · loan HK$18.81M · min. income ≈ HK$182,286/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,412
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,971
−HK$2,596/mo
Today · 4.125%
HK$100,567
baseline
▲ 0.50% · 4.625%
HK$105,868
+HK$5,301/mo
Deposit HK$8.06M · loan HK$18.81M · min. income ≈ HK$201,134/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,269
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,699
−HK$3,485/mo
Today · 4.125%
HK$117,184
baseline
▲ 0.50% · 4.625%
HK$124,314
+HK$7,130/mo
Deposit HK$2.69M · loan HK$24.18M · min. income ≈ HK$234,368/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,673
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,963
−HK$3,338/mo
Today · 4.125%
HK$129,301
baseline
▲ 0.50% · 4.625%
HK$136,116
+HK$6,815/mo
Deposit HK$2.69M · loan HK$24.18M · min. income ≈ HK$258,602/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,141,791 · Scale 2, in force from 26 Feb 2026)