LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,284
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,191
−HK$1,937/mo
Today · 4.125%
HK$65,128
baseline
▲ 0.50% · 4.625%
HK$69,090
+HK$3,962/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$130,256/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,178
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,007
−HK$1,855/mo
Today · 4.125%
HK$71,862
baseline
▲ 0.50% · 4.625%
HK$75,650
+HK$3,788/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$143,724/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,541
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,829
−HK$2,324/mo
Today · 4.125%
HK$78,153
baseline
▲ 0.50% · 4.625%
HK$82,908
+HK$4,755/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$156,306/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,814
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,008
−HK$2,226/mo
Today · 4.125%
HK$86,234
baseline
▲ 0.50% · 4.625%
HK$90,780
+HK$4,546/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$172,468/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,798
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,467
−HK$2,712/mo
Today · 4.125%
HK$91,179
baseline
▲ 0.50% · 4.625%
HK$96,727
+HK$5,548/mo
Deposit HK$8.06M · loan HK$18.81M · min. income ≈ HK$182,358/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,450
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,010
−HK$2,597/mo
Today · 4.125%
HK$100,607
baseline
▲ 0.50% · 4.625%
HK$105,910
+HK$5,303/mo
Deposit HK$8.06M · loan HK$18.81M · min. income ≈ HK$201,214/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,312
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,743
−HK$3,487/mo
Today · 4.125%
HK$117,230
baseline
▲ 0.50% · 4.625%
HK$124,363
+HK$7,133/mo
Deposit HK$2.69M · loan HK$24.19M · min. income ≈ HK$234,460/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,721
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$126,012
−HK$3,339/mo
Today · 4.125%
HK$129,351
baseline
▲ 0.50% · 4.625%
HK$136,170
+HK$6,819/mo
Deposit HK$2.69M · loan HK$24.19M · min. income ≈ HK$258,702/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,236 · Scale 2, in force from 26 Feb 2026)