LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,287
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,194
−HK$1,937/mo
Today · 4.125%
HK$65,131
baseline
▲ 0.50% · 4.625%
HK$69,094
+HK$3,963/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$130,262/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,182
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,010
−HK$1,855/mo
Today · 4.125%
HK$71,865
baseline
▲ 0.50% · 4.625%
HK$75,653
+HK$3,788/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$143,730/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,545
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,833
−HK$2,324/mo
Today · 4.125%
HK$78,157
baseline
▲ 0.50% · 4.625%
HK$82,913
+HK$4,756/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$156,314/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,818
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,012
−HK$2,226/mo
Today · 4.125%
HK$86,238
baseline
▲ 0.50% · 4.625%
HK$90,784
+HK$4,546/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$172,476/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,802
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,471
−HK$2,712/mo
Today · 4.125%
HK$91,183
baseline
▲ 0.50% · 4.625%
HK$96,731
+HK$5,548/mo
Deposit HK$8.06M · loan HK$18.81M · min. income ≈ HK$182,366/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,454
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,014
−HK$2,598/mo
Today · 4.125%
HK$100,612
baseline
▲ 0.50% · 4.625%
HK$105,915
+HK$5,303/mo
Deposit HK$8.06M · loan HK$18.81M · min. income ≈ HK$201,224/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,317
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,749
−HK$3,486/mo
Today · 4.125%
HK$117,235
baseline
▲ 0.50% · 4.625%
HK$124,369
+HK$7,134/mo
Deposit HK$2.69M · loan HK$24.19M · min. income ≈ HK$234,470/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,727
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,019
−HK$3,339/mo
Today · 4.125%
HK$129,358
baseline
▲ 0.50% · 4.625%
HK$136,176
+HK$6,818/mo
Deposit HK$2.69M · loan HK$24.19M · min. income ≈ HK$258,716/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,292 · Scale 2, in force from 26 Feb 2026)