LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,291
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,197
−HK$1,937/mo
Today · 4.125%
HK$65,134
baseline
▲ 0.50% · 4.625%
HK$69,097
+HK$3,963/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$130,268/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,185
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,014
−HK$1,855/mo
Today · 4.125%
HK$71,869
baseline
▲ 0.50% · 4.625%
HK$75,657
+HK$3,788/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$143,738/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,549
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,837
−HK$2,324/mo
Today · 4.125%
HK$78,161
baseline
▲ 0.50% · 4.625%
HK$82,917
+HK$4,756/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$156,322/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,822
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,017
−HK$2,226/mo
Today · 4.125%
HK$86,243
baseline
▲ 0.50% · 4.625%
HK$90,789
+HK$4,546/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$172,486/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,807
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,476
−HK$2,712/mo
Today · 4.125%
HK$91,188
baseline
▲ 0.50% · 4.625%
HK$96,736
+HK$5,548/mo
Deposit HK$8.06M · loan HK$18.82M · min. income ≈ HK$182,376/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,459
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,019
−HK$2,598/mo
Today · 4.125%
HK$100,617
baseline
▲ 0.50% · 4.625%
HK$105,920
+HK$5,303/mo
Deposit HK$8.06M · loan HK$18.82M · min. income ≈ HK$201,234/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,323
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,755
−HK$3,486/mo
Today · 4.125%
HK$117,241
baseline
▲ 0.50% · 4.625%
HK$124,375
+HK$7,134/mo
Deposit HK$2.69M · loan HK$24.19M · min. income ≈ HK$234,482/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,733
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,025
−HK$3,339/mo
Today · 4.125%
HK$129,364
baseline
▲ 0.50% · 4.625%
HK$136,183
+HK$6,819/mo
Deposit HK$2.69M · loan HK$24.19M · min. income ≈ HK$258,728/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,351 · Scale 2, in force from 26 Feb 2026)