LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,305
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,212
−HK$1,937/mo
Today · 4.125%
HK$65,149
baseline
▲ 0.50% · 4.625%
HK$69,113
+HK$3,964/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$130,298/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,201
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,030
−HK$1,856/mo
Today · 4.125%
HK$71,886
baseline
▲ 0.50% · 4.625%
HK$75,675
+HK$3,789/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$143,772/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,566
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,854
−HK$2,325/mo
Today · 4.125%
HK$78,179
baseline
▲ 0.50% · 4.625%
HK$82,936
+HK$4,757/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$156,358/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,841
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,036
−HK$2,227/mo
Today · 4.125%
HK$86,263
baseline
▲ 0.50% · 4.625%
HK$90,810
+HK$4,547/mo
Deposit HK$10.75M · loan HK$16.13M · min. income ≈ HK$172,526/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,827
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,496
−HK$2,713/mo
Today · 4.125%
HK$91,209
baseline
▲ 0.50% · 4.625%
HK$96,759
+HK$5,550/mo
Deposit HK$8.07M · loan HK$18.82M · min. income ≈ HK$182,418/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,481
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,042
−HK$2,598/mo
Today · 4.125%
HK$100,640
baseline
▲ 0.50% · 4.625%
HK$105,945
+HK$5,305/mo
Deposit HK$8.07M · loan HK$18.82M · min. income ≈ HK$201,280/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,349
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$113,781
−HK$3,487/mo
Today · 4.125%
HK$117,268
baseline
▲ 0.50% · 4.625%
HK$124,404
+HK$7,136/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$234,536/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,762
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$126,054
−HK$3,340/mo
Today · 4.125%
HK$129,394
baseline
▲ 0.50% · 4.625%
HK$136,215
+HK$6,821/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$258,788/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,615 · Scale 2, in force from 26 Feb 2026)