LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,315
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,222
−HK$1,938/mo
Today · 4.125%
HK$65,160
baseline
▲ 0.50% · 4.625%
HK$69,125
+HK$3,965/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$130,320/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,212
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,042
−HK$1,855/mo
Today · 4.125%
HK$71,897
baseline
▲ 0.50% · 4.625%
HK$75,687
+HK$3,790/mo
Deposit HK$13.44M · loan HK$13.44M · min. income ≈ HK$143,794/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,578
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,867
−HK$2,325/mo
Today · 4.125%
HK$78,192
baseline
▲ 0.50% · 4.625%
HK$82,950
+HK$4,758/mo
Deposit HK$10.76M · loan HK$16.13M · min. income ≈ HK$156,384/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,855
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,050
−HK$2,227/mo
Today · 4.125%
HK$86,277
baseline
▲ 0.50% · 4.625%
HK$90,825
+HK$4,548/mo
Deposit HK$10.76M · loan HK$16.13M · min. income ≈ HK$172,554/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,841
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,511
−HK$2,713/mo
Today · 4.125%
HK$91,224
baseline
▲ 0.50% · 4.625%
HK$96,775
+HK$5,551/mo
Deposit HK$8.07M · loan HK$18.82M · min. income ≈ HK$182,448/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,497
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,058
−HK$2,598/mo
Today · 4.125%
HK$100,656
baseline
▲ 0.50% · 4.625%
HK$105,962
+HK$5,306/mo
Deposit HK$8.07M · loan HK$18.82M · min. income ≈ HK$201,312/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,367
−HK$6,921/mo
▼ 0.25% · 3.875%
HK$113,800
−HK$3,488/mo
Today · 4.125%
HK$117,288
baseline
▲ 0.50% · 4.625%
HK$124,424
+HK$7,136/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$234,576/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,782
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$126,075
−HK$3,340/mo
Today · 4.125%
HK$129,415
baseline
▲ 0.50% · 4.625%
HK$136,237
+HK$6,822/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$258,830/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,803 · Scale 2, in force from 26 Feb 2026)