Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$26.89M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$85,852
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,522
−HK$2,713/mo
Today · 4.125%
HK$91,235
baseline
▲ 0.50% · 4.625%
HK$96,787
+HK$5,552/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$182,470/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,948 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com