LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,323
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,230
−HK$1,938/mo
Today · 4.125%
HK$65,168
baseline
▲ 0.50% · 4.625%
HK$69,134
+HK$3,966/mo
Deposit HK$13.45M · loan HK$13.45M · min. income ≈ HK$130,336/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,221
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,051
−HK$1,856/mo
Today · 4.125%
HK$71,907
baseline
▲ 0.50% · 4.625%
HK$75,697
+HK$3,790/mo
Deposit HK$13.45M · loan HK$13.45M · min. income ≈ HK$143,814/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,588
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,877
−HK$2,325/mo
Today · 4.125%
HK$78,202
baseline
▲ 0.50% · 4.625%
HK$82,961
+HK$4,759/mo
Deposit HK$10.76M · loan HK$16.14M · min. income ≈ HK$156,404/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,865
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,061
−HK$2,227/mo
Today · 4.125%
HK$86,288
baseline
▲ 0.50% · 4.625%
HK$90,837
+HK$4,549/mo
Deposit HK$10.76M · loan HK$16.14M · min. income ≈ HK$172,576/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,852
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,523
−HK$2,713/mo
Today · 4.125%
HK$91,236
baseline
▲ 0.50% · 4.625%
HK$96,787
+HK$5,551/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$182,472/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,510
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,071
−HK$2,599/mo
Today · 4.125%
HK$100,670
baseline
▲ 0.50% · 4.625%
HK$105,976
+HK$5,306/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$201,340/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,381
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,815
−HK$3,488/mo
Today · 4.125%
HK$117,303
baseline
▲ 0.50% · 4.625%
HK$124,441
+HK$7,138/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$234,606/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,798
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,092
−HK$3,341/mo
Today · 4.125%
HK$129,433
baseline
▲ 0.50% · 4.625%
HK$136,255
+HK$6,822/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$258,866/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,142,954 · Scale 2, in force from 26 Feb 2026)