LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,326
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,234
−HK$1,938/mo
Today · 4.125%
HK$65,172
baseline
▲ 0.50% · 4.625%
HK$69,137
+HK$3,965/mo
Deposit HK$13.45M · loan HK$13.45M · min. income ≈ HK$130,344/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,225
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,054
−HK$1,856/mo
Today · 4.125%
HK$71,910
baseline
▲ 0.50% · 4.625%
HK$75,701
+HK$3,791/mo
Deposit HK$13.45M · loan HK$13.45M · min. income ≈ HK$143,820/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,591
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,880
−HK$2,326/mo
Today · 4.125%
HK$78,206
baseline
▲ 0.50% · 4.625%
HK$82,965
+HK$4,759/mo
Deposit HK$10.76M · loan HK$16.14M · min. income ≈ HK$156,412/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,869
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,065
−HK$2,228/mo
Today · 4.125%
HK$86,293
baseline
▲ 0.50% · 4.625%
HK$90,841
+HK$4,548/mo
Deposit HK$10.76M · loan HK$16.14M · min. income ≈ HK$172,586/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,856
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,527
−HK$2,713/mo
Today · 4.125%
HK$91,240
baseline
▲ 0.50% · 4.625%
HK$96,792
+HK$5,552/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$182,480/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,514
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$98,076
−HK$2,599/mo
Today · 4.125%
HK$100,675
baseline
▲ 0.50% · 4.625%
HK$105,981
+HK$5,306/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$201,350/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,387
−HK$6,922/mo
▼ 0.25% · 3.875%
HK$113,820
−HK$3,489/mo
Today · 4.125%
HK$117,309
baseline
▲ 0.50% · 4.625%
HK$124,447
+HK$7,138/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$234,618/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,804
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$126,098
−HK$3,341/mo
Today · 4.125%
HK$129,439
baseline
▲ 0.50% · 4.625%
HK$136,262
+HK$6,823/mo
Deposit HK$2.69M · loan HK$24.20M · min. income ≈ HK$258,878/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,143,009 · Scale 2, in force from 26 Feb 2026)