LTV · monthly repayment
▼ 0.50% · 3.625%
HK$613,359
−HK$38,462/mo
▼ 0.25% · 3.875%
HK$632,437
−HK$19,384/mo
Today · 4.125%
HK$651,821
baseline
▲ 0.50% · 4.625%
HK$691,483
+HK$39,662/mo
Deposit HK$134.49M · loan HK$134.49M · min. income ≈ HK$1,303,642/mo (50% DSR)
Upfront cash ≈ HK$151.98M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$682,355
−HK$36,866/mo
▼ 0.25% · 3.875%
HK$700,656
−HK$18,565/mo
Today · 4.125%
HK$719,221
baseline
▲ 0.50% · 4.625%
HK$757,132
+HK$37,911/mo
Deposit HK$134.49M · loan HK$134.49M · min. income ≈ HK$1,438,442/mo (50% DSR)
Upfront cash ≈ HK$151.98M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$736,030
−HK$46,156/mo
▼ 0.25% · 3.875%
HK$758,925
−HK$23,261/mo
Today · 4.125%
HK$782,186
baseline
▲ 0.50% · 4.625%
HK$829,780
+HK$47,594/mo
Deposit HK$107.59M · loan HK$161.39M · min. income ≈ HK$1,564,372/mo (50% DSR)
Upfront cash ≈ HK$125.08M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$818,826
−HK$44,239/mo
▼ 0.25% · 3.875%
HK$840,787
−HK$22,278/mo
Today · 4.125%
HK$863,065
baseline
▲ 0.50% · 4.625%
HK$908,558
+HK$45,493/mo
Deposit HK$107.59M · loan HK$161.39M · min. income ≈ HK$1,726,130/mo (50% DSR)
Upfront cash ≈ HK$125.08M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$858,702
−HK$53,848/mo
▼ 0.25% · 3.875%
HK$885,412
−HK$27,138/mo
Today · 4.125%
HK$912,550
baseline
▲ 0.50% · 4.625%
HK$968,077
+HK$55,527/mo
Deposit HK$80.70M · loan HK$188.29M · min. income ≈ HK$1,825,100/mo (50% DSR)
Upfront cash ≈ HK$98.18M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$955,297
−HK$51,612/mo
▼ 0.25% · 3.875%
HK$980,918
−HK$25,991/mo
Today · 4.125%
HK$1,006,909
baseline
▲ 0.50% · 4.625%
HK$1,059,985
+HK$53,076/mo
Deposit HK$80.70M · loan HK$188.29M · min. income ≈ HK$2,013,818/mo (50% DSR)
Upfront cash ≈ HK$98.18M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,104,045
−HK$69,234/mo
▼ 0.25% · 3.875%
HK$1,138,387
−HK$34,892/mo
Today · 4.125%
HK$1,173,279
baseline
▲ 0.50% · 4.625%
HK$1,244,670
+HK$71,391/mo
Deposit HK$26.90M · loan HK$242.09M · min. income ≈ HK$2,346,558/mo (50% DSR)
Upfront cash ≈ HK$44.38M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,228,239
−HK$66,358/mo
▼ 0.25% · 3.875%
HK$1,261,180
−HK$33,417/mo
Today · 4.125%
HK$1,294,597
baseline
▲ 0.50% · 4.625%
HK$1,362,837
+HK$68,240/mo
Deposit HK$26.90M · loan HK$242.09M · min. income ≈ HK$2,589,194/mo (50% DSR)
Upfront cash ≈ HK$44.38M (deposit + AVD stamp duty HK$17,484,131 · Scale 2, in force from 26 Feb 2026)