LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,355
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,263
−HK$1,939/mo
Today · 4.125%
HK$65,202
baseline
▲ 0.50% · 4.625%
HK$69,170
+HK$3,968/mo
Deposit HK$13.45M · loan HK$13.45M · min. income ≈ HK$130,404/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,256
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,087
−HK$1,857/mo
Today · 4.125%
HK$71,944
baseline
▲ 0.50% · 4.625%
HK$75,736
+HK$3,792/mo
Deposit HK$13.45M · loan HK$13.45M · min. income ≈ HK$143,888/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,626
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,916
−HK$2,327/mo
Today · 4.125%
HK$78,243
baseline
▲ 0.50% · 4.625%
HK$83,003
+HK$4,760/mo
Deposit HK$10.76M · loan HK$16.14M · min. income ≈ HK$156,486/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,908
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,104
−HK$2,229/mo
Today · 4.125%
HK$86,333
baseline
▲ 0.50% · 4.625%
HK$90,884
+HK$4,551/mo
Deposit HK$10.76M · loan HK$16.14M · min. income ≈ HK$172,666/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,896
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,568
−HK$2,715/mo
Today · 4.125%
HK$91,283
baseline
▲ 0.50% · 4.625%
HK$96,837
+HK$5,554/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$182,566/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,559
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$98,122
−HK$2,600/mo
Today · 4.125%
HK$100,722
baseline
▲ 0.50% · 4.625%
HK$106,031
+HK$5,309/mo
Deposit HK$8.07M · loan HK$18.83M · min. income ≈ HK$201,444/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,438
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,874
−HK$3,490/mo
Today · 4.125%
HK$117,364
baseline
▲ 0.50% · 4.625%
HK$124,505
+HK$7,141/mo
Deposit HK$2.69M · loan HK$24.22M · min. income ≈ HK$234,728/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,862
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,157
−HK$3,342/mo
Today · 4.125%
HK$129,499
baseline
▲ 0.50% · 4.625%
HK$136,325
+HK$6,826/mo
Deposit HK$2.69M · loan HK$24.22M · min. income ≈ HK$258,998/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$1,143,544 · Scale 2, in force from 26 Feb 2026)