LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,376
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,285
−HK$1,940/mo
Today · 4.125%
HK$65,225
baseline
▲ 0.50% · 4.625%
HK$69,194
+HK$3,969/mo
Deposit HK$13.46M · loan HK$13.46M · min. income ≈ HK$130,450/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,280
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,112
−HK$1,857/mo
Today · 4.125%
HK$71,969
baseline
▲ 0.50% · 4.625%
HK$75,763
+HK$3,794/mo
Deposit HK$13.46M · loan HK$13.46M · min. income ≈ HK$143,938/mo (50% DSR)
Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,651
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,942
−HK$2,328/mo
Today · 4.125%
HK$78,270
baseline
▲ 0.50% · 4.625%
HK$83,033
+HK$4,763/mo
Deposit HK$10.77M · loan HK$16.15M · min. income ≈ HK$156,540/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,936
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,134
−HK$2,229/mo
Today · 4.125%
HK$86,363
baseline
▲ 0.50% · 4.625%
HK$90,916
+HK$4,553/mo
Deposit HK$10.77M · loan HK$16.15M · min. income ≈ HK$172,726/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,927
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$88,599
−HK$2,716/mo
Today · 4.125%
HK$91,315
baseline
▲ 0.50% · 4.625%
HK$96,871
+HK$5,556/mo
Deposit HK$8.07M · loan HK$18.84M · min. income ≈ HK$182,630/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,593
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$98,156
−HK$2,601/mo
Today · 4.125%
HK$100,757
baseline
▲ 0.50% · 4.625%
HK$106,068
+HK$5,311/mo
Deposit HK$8.07M · loan HK$18.84M · min. income ≈ HK$201,514/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,477
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,914
−HK$3,491/mo
Today · 4.125%
HK$117,405
baseline
▲ 0.50% · 4.625%
HK$124,549
+HK$7,144/mo
Deposit HK$2.69M · loan HK$24.22M · min. income ≈ HK$234,810/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,905
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,201
−HK$3,344/mo
Today · 4.125%
HK$129,545
baseline
▲ 0.50% · 4.625%
HK$136,373
+HK$6,828/mo
Deposit HK$2.69M · loan HK$24.22M · min. income ≈ HK$259,090/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,143,945 · Scale 2, in force from 26 Feb 2026)