LTV · monthly repayment
▼ 0.50% · 3.625%
HK$614,084
−HK$38,509/mo
▼ 0.25% · 3.875%
HK$633,186
−HK$19,407/mo
Today · 4.125%
HK$652,593
baseline
▲ 0.50% · 4.625%
HK$692,302
+HK$39,709/mo
Deposit HK$134.65M · loan HK$134.65M · min. income ≈ HK$1,305,186/mo (50% DSR)
Upfront cash ≈ HK$152.16M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$683,163
−HK$36,909/mo
▼ 0.25% · 3.875%
HK$701,485
−HK$18,587/mo
Today · 4.125%
HK$720,072
baseline
▲ 0.50% · 4.625%
HK$758,028
+HK$37,956/mo
Deposit HK$134.65M · loan HK$134.65M · min. income ≈ HK$1,440,144/mo (50% DSR)
Upfront cash ≈ HK$152.16M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$736,901
−HK$46,210/mo
▼ 0.25% · 3.875%
HK$759,823
−HK$23,288/mo
Today · 4.125%
HK$783,111
baseline
▲ 0.50% · 4.625%
HK$830,762
+HK$47,651/mo
Deposit HK$107.72M · loan HK$161.58M · min. income ≈ HK$1,566,222/mo (50% DSR)
Upfront cash ≈ HK$125.23M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$819,795
−HK$44,291/mo
▼ 0.25% · 3.875%
HK$841,782
−HK$22,304/mo
Today · 4.125%
HK$864,086
baseline
▲ 0.50% · 4.625%
HK$909,633
+HK$45,547/mo
Deposit HK$107.72M · loan HK$161.58M · min. income ≈ HK$1,728,172/mo (50% DSR)
Upfront cash ≈ HK$125.23M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$859,718
−HK$53,912/mo
▼ 0.25% · 3.875%
HK$886,460
−HK$27,170/mo
Today · 4.125%
HK$913,630
baseline
▲ 0.50% · 4.625%
HK$969,222
+HK$55,592/mo
Deposit HK$80.79M · loan HK$188.51M · min. income ≈ HK$1,827,260/mo (50% DSR)
Upfront cash ≈ HK$98.30M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$956,428
−HK$51,673/mo
▼ 0.25% · 3.875%
HK$982,079
−HK$26,022/mo
Today · 4.125%
HK$1,008,101
baseline
▲ 0.50% · 4.625%
HK$1,061,239
+HK$53,138/mo
Deposit HK$80.79M · loan HK$188.51M · min. income ≈ HK$2,016,202/mo (50% DSR)
Upfront cash ≈ HK$98.30M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,105,352
−HK$69,315/mo
▼ 0.25% · 3.875%
HK$1,139,735
−HK$34,932/mo
Today · 4.125%
HK$1,174,667
baseline
▲ 0.50% · 4.625%
HK$1,246,143
+HK$71,476/mo
Deposit HK$26.93M · loan HK$242.37M · min. income ≈ HK$2,349,334/mo (50% DSR)
Upfront cash ≈ HK$44.44M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,229,693
−HK$66,436/mo
▼ 0.25% · 3.875%
HK$1,262,673
−HK$33,456/mo
Today · 4.125%
HK$1,296,129
baseline
▲ 0.50% · 4.625%
HK$1,364,450
+HK$68,321/mo
Deposit HK$26.93M · loan HK$242.37M · min. income ≈ HK$2,592,258/mo (50% DSR)
Upfront cash ≈ HK$44.44M (deposit + AVD stamp duty HK$17,504,824 · Scale 2, in force from 26 Feb 2026)