LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,433
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,344
−HK$1,941/mo
Today · 4.125%
HK$65,285
baseline
▲ 0.50% · 4.625%
HK$69,258
+HK$3,973/mo
Deposit HK$13.47M · loan HK$13.47M · min. income ≈ HK$130,570/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,343
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,176
−HK$1,860/mo
Today · 4.125%
HK$72,036
baseline
▲ 0.50% · 4.625%
HK$75,833
+HK$3,797/mo
Deposit HK$13.47M · loan HK$13.47M · min. income ≈ HK$144,072/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,719
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,012
−HK$2,330/mo
Today · 4.125%
HK$78,342
baseline
▲ 0.50% · 4.625%
HK$83,109
+HK$4,767/mo
Deposit HK$10.78M · loan HK$16.16M · min. income ≈ HK$156,684/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,012
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,212
−HK$2,231/mo
Today · 4.125%
HK$86,443
baseline
▲ 0.50% · 4.625%
HK$90,999
+HK$4,556/mo
Deposit HK$10.78M · loan HK$16.16M · min. income ≈ HK$172,886/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,006
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,681
−HK$2,718/mo
Today · 4.125%
HK$91,399
baseline
▲ 0.50% · 4.625%
HK$96,961
+HK$5,562/mo
Deposit HK$8.08M · loan HK$18.86M · min. income ≈ HK$182,798/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,681
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,247
−HK$2,603/mo
Today · 4.125%
HK$100,850
baseline
▲ 0.50% · 4.625%
HK$106,166
+HK$5,316/mo
Deposit HK$8.08M · loan HK$18.86M · min. income ≈ HK$201,700/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,579
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,019
−HK$3,494/mo
Today · 4.125%
HK$117,513
baseline
▲ 0.50% · 4.625%
HK$124,664
+HK$7,151/mo
Deposit HK$2.69M · loan HK$24.25M · min. income ≈ HK$235,026/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,018
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,317
−HK$3,347/mo
Today · 4.125%
HK$129,664
baseline
▲ 0.50% · 4.625%
HK$136,499
+HK$6,835/mo
Deposit HK$2.69M · loan HK$24.25M · min. income ≈ HK$259,328/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,145,000 · Scale 2, in force from 26 Feb 2026)