LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,438
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,349
−HK$1,941/mo
Today · 4.125%
HK$65,290
baseline
▲ 0.50% · 4.625%
HK$69,263
+HK$3,973/mo
Deposit HK$13.47M · loan HK$13.47M · min. income ≈ HK$130,580/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,349
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,182
−HK$1,859/mo
Today · 4.125%
HK$72,041
baseline
▲ 0.50% · 4.625%
HK$75,839
+HK$3,798/mo
Deposit HK$13.47M · loan HK$13.47M · min. income ≈ HK$144,082/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,725
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,018
−HK$2,330/mo
Today · 4.125%
HK$78,348
baseline
▲ 0.50% · 4.625%
HK$83,116
+HK$4,768/mo
Deposit HK$10.78M · loan HK$16.17M · min. income ≈ HK$156,696/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,019
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,218
−HK$2,232/mo
Today · 4.125%
HK$86,450
baseline
▲ 0.50% · 4.625%
HK$91,007
+HK$4,557/mo
Deposit HK$10.78M · loan HK$16.17M · min. income ≈ HK$172,900/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,013
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,688
−HK$2,718/mo
Today · 4.125%
HK$91,406
baseline
▲ 0.50% · 4.625%
HK$96,968
+HK$5,562/mo
Deposit HK$8.08M · loan HK$18.86M · min. income ≈ HK$182,812/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,688
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,255
−HK$2,603/mo
Today · 4.125%
HK$100,858
baseline
▲ 0.50% · 4.625%
HK$106,174
+HK$5,316/mo
Deposit HK$8.08M · loan HK$18.86M · min. income ≈ HK$201,716/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,588
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,028
−HK$3,495/mo
Today · 4.125%
HK$117,523
baseline
▲ 0.50% · 4.625%
HK$124,674
+HK$7,151/mo
Deposit HK$2.69M · loan HK$24.25M · min. income ≈ HK$235,046/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,028
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,327
−HK$3,348/mo
Today · 4.125%
HK$129,675
baseline
▲ 0.50% · 4.625%
HK$136,510
+HK$6,835/mo
Deposit HK$2.69M · loan HK$24.25M · min. income ≈ HK$259,350/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,145,091 · Scale 2, in force from 26 Feb 2026)