LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,438
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,350
−HK$1,941/mo
Today · 4.125%
HK$65,291
baseline
▲ 0.50% · 4.625%
HK$69,264
+HK$3,973/mo
Deposit HK$13.47M · loan HK$13.47M · min. income ≈ HK$130,582/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,350
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,183
−HK$1,859/mo
Today · 4.125%
HK$72,042
baseline
▲ 0.50% · 4.625%
HK$75,840
+HK$3,798/mo
Deposit HK$13.47M · loan HK$13.47M · min. income ≈ HK$144,084/mo (50% DSR)
Upfront cash ≈ HK$14.62M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,726
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,019
−HK$2,330/mo
Today · 4.125%
HK$78,349
baseline
▲ 0.50% · 4.625%
HK$83,117
+HK$4,768/mo
Deposit HK$10.78M · loan HK$16.17M · min. income ≈ HK$156,698/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,020
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,219
−HK$2,232/mo
Today · 4.125%
HK$86,451
baseline
▲ 0.50% · 4.625%
HK$91,008
+HK$4,557/mo
Deposit HK$10.78M · loan HK$16.17M · min. income ≈ HK$172,902/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,014
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$88,689
−HK$2,719/mo
Today · 4.125%
HK$91,408
baseline
▲ 0.50% · 4.625%
HK$96,970
+HK$5,562/mo
Deposit HK$8.08M · loan HK$18.86M · min. income ≈ HK$182,816/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,689
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,256
−HK$2,603/mo
Today · 4.125%
HK$100,859
baseline
▲ 0.50% · 4.625%
HK$106,176
+HK$5,317/mo
Deposit HK$8.08M · loan HK$18.86M · min. income ≈ HK$201,718/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,589
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,029
−HK$3,495/mo
Today · 4.125%
HK$117,524
baseline
▲ 0.50% · 4.625%
HK$124,675
+HK$7,151/mo
Deposit HK$2.69M · loan HK$24.25M · min. income ≈ HK$235,048/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,029
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,329
−HK$3,347/mo
Today · 4.125%
HK$129,676
baseline
▲ 0.50% · 4.625%
HK$136,512
+HK$6,836/mo
Deposit HK$2.69M · loan HK$24.25M · min. income ≈ HK$259,352/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,145,105 · Scale 2, in force from 26 Feb 2026)