LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,518
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,431
−HK$1,945/mo
Today · 4.125%
HK$65,376
baseline
▲ 0.50% · 4.625%
HK$69,354
+HK$3,978/mo
Deposit HK$13.49M · loan HK$13.49M · min. income ≈ HK$130,752/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,438
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,274
−HK$1,862/mo
Today · 4.125%
HK$72,136
baseline
▲ 0.50% · 4.625%
HK$75,938
+HK$3,802/mo
Deposit HK$13.49M · loan HK$13.49M · min. income ≈ HK$144,272/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,822
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,118
−HK$2,333/mo
Today · 4.125%
HK$78,451
baseline
▲ 0.50% · 4.625%
HK$83,224
+HK$4,773/mo
Deposit HK$10.79M · loan HK$16.19M · min. income ≈ HK$156,902/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,126
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,328
−HK$2,235/mo
Today · 4.125%
HK$86,563
baseline
▲ 0.50% · 4.625%
HK$91,126
+HK$4,563/mo
Deposit HK$10.79M · loan HK$16.19M · min. income ≈ HK$173,126/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,125
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,804
−HK$2,722/mo
Today · 4.125%
HK$91,526
baseline
▲ 0.50% · 4.625%
HK$97,095
+HK$5,569/mo
Deposit HK$8.09M · loan HK$18.88M · min. income ≈ HK$183,052/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,813
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,383
−HK$2,607/mo
Today · 4.125%
HK$100,990
baseline
▲ 0.50% · 4.625%
HK$106,313
+HK$5,323/mo
Deposit HK$8.09M · loan HK$18.88M · min. income ≈ HK$201,980/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,732
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,177
−HK$3,499/mo
Today · 4.125%
HK$117,676
baseline
▲ 0.50% · 4.625%
HK$124,836
+HK$7,160/mo
Deposit HK$2.70M · loan HK$24.28M · min. income ≈ HK$235,352/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,189
−HK$6,655/mo
▼ 0.25% · 3.875%
HK$126,492
−HK$3,352/mo
Today · 4.125%
HK$129,844
baseline
▲ 0.50% · 4.625%
HK$136,688
+HK$6,844/mo
Deposit HK$2.70M · loan HK$24.28M · min. income ≈ HK$259,688/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,146,587 · Scale 2, in force from 26 Feb 2026)