LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,523
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,436
−HK$1,945/mo
Today · 4.125%
HK$65,381
baseline
▲ 0.50% · 4.625%
HK$69,359
+HK$3,978/mo
Deposit HK$13.49M · loan HK$13.49M · min. income ≈ HK$130,762/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,443
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,279
−HK$1,862/mo
Today · 4.125%
HK$72,141
baseline
▲ 0.50% · 4.625%
HK$75,944
+HK$3,803/mo
Deposit HK$13.49M · loan HK$13.49M · min. income ≈ HK$144,282/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,827
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,124
−HK$2,333/mo
Today · 4.125%
HK$78,457
baseline
▲ 0.50% · 4.625%
HK$83,231
+HK$4,774/mo
Deposit HK$10.79M · loan HK$16.19M · min. income ≈ HK$156,914/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,132
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,335
−HK$2,234/mo
Today · 4.125%
HK$86,569
baseline
▲ 0.50% · 4.625%
HK$91,133
+HK$4,564/mo
Deposit HK$10.79M · loan HK$16.19M · min. income ≈ HK$173,138/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,132
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,811
−HK$2,722/mo
Today · 4.125%
HK$91,533
baseline
▲ 0.50% · 4.625%
HK$97,102
+HK$5,569/mo
Deposit HK$8.09M · loan HK$18.89M · min. income ≈ HK$183,066/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,821
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,391
−HK$2,607/mo
Today · 4.125%
HK$100,998
baseline
▲ 0.50% · 4.625%
HK$106,321
+HK$5,323/mo
Deposit HK$8.09M · loan HK$18.89M · min. income ≈ HK$201,996/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,741
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$114,185
−HK$3,500/mo
Today · 4.125%
HK$117,685
baseline
▲ 0.50% · 4.625%
HK$124,846
+HK$7,161/mo
Deposit HK$2.70M · loan HK$24.28M · min. income ≈ HK$235,370/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,198
−HK$6,656/mo
▼ 0.25% · 3.875%
HK$126,502
−HK$3,352/mo
Today · 4.125%
HK$129,854
baseline
▲ 0.50% · 4.625%
HK$136,699
+HK$6,845/mo
Deposit HK$2.70M · loan HK$24.28M · min. income ≈ HK$259,708/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$1,146,675 · Scale 2, in force from 26 Feb 2026)