LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,544
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,458
−HK$1,945/mo
Today · 4.125%
HK$65,403
baseline
▲ 0.50% · 4.625%
HK$69,383
+HK$3,980/mo
Deposit HK$13.49M · loan HK$13.49M · min. income ≈ HK$130,806/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,467
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,303
−HK$1,863/mo
Today · 4.125%
HK$72,166
baseline
▲ 0.50% · 4.625%
HK$75,970
+HK$3,804/mo
Deposit HK$13.49M · loan HK$13.49M · min. income ≈ HK$144,332/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,853
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,150
−HK$2,334/mo
Today · 4.125%
HK$78,484
baseline
▲ 0.50% · 4.625%
HK$83,259
+HK$4,775/mo
Deposit HK$10.80M · loan HK$16.19M · min. income ≈ HK$156,968/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,160
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,364
−HK$2,235/mo
Today · 4.125%
HK$86,599
baseline
▲ 0.50% · 4.625%
HK$91,164
+HK$4,565/mo
Deposit HK$10.80M · loan HK$16.19M · min. income ≈ HK$173,198/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,161
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,842
−HK$2,723/mo
Today · 4.125%
HK$91,565
baseline
▲ 0.50% · 4.625%
HK$97,136
+HK$5,571/mo
Deposit HK$8.10M · loan HK$18.89M · min. income ≈ HK$183,130/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,854
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,425
−HK$2,607/mo
Today · 4.125%
HK$101,032
baseline
▲ 0.50% · 4.625%
HK$106,358
+HK$5,326/mo
Deposit HK$8.10M · loan HK$18.89M · min. income ≈ HK$202,064/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,779
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$114,225
−HK$3,501/mo
Today · 4.125%
HK$117,726
baseline
▲ 0.50% · 4.625%
HK$124,889
+HK$7,163/mo
Deposit HK$2.70M · loan HK$24.29M · min. income ≈ HK$235,452/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,241
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$126,546
−HK$3,353/mo
Today · 4.125%
HK$129,899
baseline
▲ 0.50% · 4.625%
HK$136,746
+HK$6,847/mo
Deposit HK$2.70M · loan HK$24.29M · min. income ≈ HK$259,798/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,072 · Scale 2, in force from 26 Feb 2026)