LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,549
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,463
−HK$1,945/mo
Today · 4.125%
HK$65,408
baseline
▲ 0.50% · 4.625%
HK$69,388
+HK$3,980/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,816/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,472
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,309
−HK$1,863/mo
Today · 4.125%
HK$72,172
baseline
▲ 0.50% · 4.625%
HK$75,976
+HK$3,804/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,344/mo (50% DSR)
Upfront cash ≈ HK$14.64M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,859
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,156
−HK$2,334/mo
Today · 4.125%
HK$78,490
baseline
▲ 0.50% · 4.625%
HK$83,266
+HK$4,776/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$156,980/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,167
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,371
−HK$2,235/mo
Today · 4.125%
HK$86,606
baseline
▲ 0.50% · 4.625%
HK$91,171
+HK$4,565/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,212/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,168
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,849
−HK$2,723/mo
Today · 4.125%
HK$91,572
baseline
▲ 0.50% · 4.625%
HK$97,144
+HK$5,572/mo
Deposit HK$8.10M · loan HK$18.89M · min. income ≈ HK$183,144/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,861
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,432
−HK$2,609/mo
Today · 4.125%
HK$101,041
baseline
▲ 0.50% · 4.625%
HK$106,366
+HK$5,325/mo
Deposit HK$8.10M · loan HK$18.89M · min. income ≈ HK$202,082/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,788
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$114,234
−HK$3,501/mo
Today · 4.125%
HK$117,735
baseline
▲ 0.50% · 4.625%
HK$124,899
+HK$7,164/mo
Deposit HK$2.70M · loan HK$24.29M · min. income ≈ HK$235,470/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,250
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$126,556
−HK$3,353/mo
Today · 4.125%
HK$129,909
baseline
▲ 0.50% · 4.625%
HK$136,757
+HK$6,848/mo
Deposit HK$2.70M · loan HK$24.29M · min. income ≈ HK$259,818/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,163 · Scale 2, in force from 26 Feb 2026)