LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,561
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,945/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,981/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,486
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$1,864/mo
Today · 4.125%
HK$72,186
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$3,805/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,372/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,873
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,171
−HK$2,334/mo
Today · 4.125%
HK$78,505
baseline
▲ 0.50% · 4.625%
HK$83,282
+HK$4,777/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$157,010/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,183
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,387
−HK$2,236/mo
Today · 4.125%
HK$86,623
baseline
▲ 0.50% · 4.625%
HK$91,189
+HK$4,566/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,246/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,185
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,866
−HK$2,724/mo
Today · 4.125%
HK$91,590
baseline
▲ 0.50% · 4.625%
HK$97,163
+HK$5,573/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$183,180/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,880
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,451
−HK$2,609/mo
Today · 4.125%
HK$101,060
baseline
▲ 0.50% · 4.625%
HK$106,387
+HK$5,327/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$202,120/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,809
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,256
−HK$3,502/mo
Today · 4.125%
HK$117,758
baseline
▲ 0.50% · 4.625%
HK$124,923
+HK$7,165/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$235,516/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,274
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,580
−HK$3,354/mo
Today · 4.125%
HK$129,934
baseline
▲ 0.50% · 4.625%
HK$136,783
+HK$6,849/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$259,868/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,384 · Scale 2, in force from 26 Feb 2026)