LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,562
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,477
−HK$1,946/mo
Today · 4.125%
HK$65,423
baseline
▲ 0.50% · 4.625%
HK$69,404
+HK$3,981/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,846/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,487
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,324
−HK$1,864/mo
Today · 4.125%
HK$72,188
baseline
▲ 0.50% · 4.625%
HK$75,993
+HK$3,805/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,376/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,875
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,173
−HK$2,334/mo
Today · 4.125%
HK$78,507
baseline
▲ 0.50% · 4.625%
HK$83,284
+HK$4,777/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$157,014/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,185
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,389
−HK$2,236/mo
Today · 4.125%
HK$86,625
baseline
▲ 0.50% · 4.625%
HK$91,191
+HK$4,566/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,250/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,187
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,868
−HK$2,724/mo
Today · 4.125%
HK$91,592
baseline
▲ 0.50% · 4.625%
HK$97,165
+HK$5,573/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$183,184/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,882
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,454
−HK$2,609/mo
Today · 4.125%
HK$101,063
baseline
▲ 0.50% · 4.625%
HK$106,390
+HK$5,327/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$202,126/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,812
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,259
−HK$3,502/mo
Today · 4.125%
HK$117,761
baseline
▲ 0.50% · 4.625%
HK$124,927
+HK$7,166/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$235,522/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,277
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,584
−HK$3,354/mo
Today · 4.125%
HK$129,938
baseline
▲ 0.50% · 4.625%
HK$136,787
+HK$6,849/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$259,876/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,415 · Scale 2, in force from 26 Feb 2026)