LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,567
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,482
−HK$1,946/mo
Today · 4.125%
HK$65,428
baseline
▲ 0.50% · 4.625%
HK$69,409
+HK$3,981/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,856/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,493
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,330
−HK$1,864/mo
Today · 4.125%
HK$72,194
baseline
▲ 0.50% · 4.625%
HK$75,999
+HK$3,805/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,388/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,881
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,179
−HK$2,335/mo
Today · 4.125%
HK$78,514
baseline
▲ 0.50% · 4.625%
HK$83,291
+HK$4,777/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$157,028/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,192
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,396
−HK$2,236/mo
Today · 4.125%
HK$86,632
baseline
▲ 0.50% · 4.625%
HK$91,199
+HK$4,567/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,264/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,194
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,875
−HK$2,724/mo
Today · 4.125%
HK$91,599
baseline
▲ 0.50% · 4.625%
HK$97,173
+HK$5,574/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$183,198/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,890
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,462
−HK$2,609/mo
Today · 4.125%
HK$101,071
baseline
▲ 0.50% · 4.625%
HK$106,399
+HK$5,328/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$202,142/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,821
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,268
−HK$3,503/mo
Today · 4.125%
HK$117,771
baseline
▲ 0.50% · 4.625%
HK$124,937
+HK$7,166/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$235,542/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,288
−HK$6,660/mo
▼ 0.25% · 3.875%
HK$126,594
−HK$3,354/mo
Today · 4.125%
HK$129,948
baseline
▲ 0.50% · 4.625%
HK$136,798
+HK$6,850/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$259,896/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,509 · Scale 2, in force from 26 Feb 2026)