LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,570
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,485
−HK$1,946/mo
Today · 4.125%
HK$65,431
baseline
▲ 0.50% · 4.625%
HK$69,412
+HK$3,981/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,862/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,496
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,333
−HK$1,864/mo
Today · 4.125%
HK$72,197
baseline
▲ 0.50% · 4.625%
HK$76,002
+HK$3,805/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,394/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,884
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,182
−HK$2,335/mo
Today · 4.125%
HK$78,517
baseline
▲ 0.50% · 4.625%
HK$83,295
+HK$4,778/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$157,034/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,195
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,400
−HK$2,236/mo
Today · 4.125%
HK$86,636
baseline
▲ 0.50% · 4.625%
HK$91,203
+HK$4,567/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,272/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,198
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,879
−HK$2,724/mo
Today · 4.125%
HK$91,603
baseline
▲ 0.50% · 4.625%
HK$97,177
+HK$5,574/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$183,206/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,894
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,466
−HK$2,609/mo
Today · 4.125%
HK$101,075
baseline
▲ 0.50% · 4.625%
HK$106,403
+HK$5,328/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$202,150/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,826
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,273
−HK$3,503/mo
Today · 4.125%
HK$117,776
baseline
▲ 0.50% · 4.625%
HK$124,942
+HK$7,166/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$235,552/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,293
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,599
−HK$3,355/mo
Today · 4.125%
HK$129,954
baseline
▲ 0.50% · 4.625%
HK$136,804
+HK$6,850/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$259,908/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,556 · Scale 2, in force from 26 Feb 2026)