LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,572
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,487
−HK$1,946/mo
Today · 4.125%
HK$65,433
baseline
▲ 0.50% · 4.625%
HK$69,414
+HK$3,981/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,866/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,498
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,335
−HK$1,864/mo
Today · 4.125%
HK$72,199
baseline
▲ 0.50% · 4.625%
HK$76,004
+HK$3,805/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,398/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,886
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,184
−HK$2,335/mo
Today · 4.125%
HK$78,519
baseline
▲ 0.50% · 4.625%
HK$83,297
+HK$4,778/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$157,038/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,198
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,402
−HK$2,236/mo
Today · 4.125%
HK$86,638
baseline
▲ 0.50% · 4.625%
HK$91,205
+HK$4,567/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,276/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,200
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,882
−HK$2,724/mo
Today · 4.125%
HK$91,606
baseline
▲ 0.50% · 4.625%
HK$97,180
+HK$5,574/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$183,212/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,897
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,469
−HK$2,609/mo
Today · 4.125%
HK$101,078
baseline
▲ 0.50% · 4.625%
HK$106,406
+HK$5,328/mo
Deposit HK$8.10M · loan HK$18.90M · min. income ≈ HK$202,156/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,829
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,277
−HK$3,502/mo
Today · 4.125%
HK$117,779
baseline
▲ 0.50% · 4.625%
HK$124,946
+HK$7,167/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$235,558/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,296
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$126,603
−HK$3,355/mo
Today · 4.125%
HK$129,958
baseline
▲ 0.50% · 4.625%
HK$136,808
+HK$6,850/mo
Deposit HK$2.70M · loan HK$24.30M · min. income ≈ HK$259,916/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,590 · Scale 2, in force from 26 Feb 2026)