LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,583
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,499
−HK$1,946/mo
Today · 4.125%
HK$65,445
baseline
▲ 0.50% · 4.625%
HK$69,427
+HK$3,982/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,890/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,511
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,348
−HK$1,864/mo
Today · 4.125%
HK$72,212
baseline
▲ 0.50% · 4.625%
HK$76,019
+HK$3,807/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,424/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,900
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,199
−HK$2,335/mo
Today · 4.125%
HK$78,534
baseline
▲ 0.50% · 4.625%
HK$83,313
+HK$4,779/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$157,068/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,213
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,418
−HK$2,237/mo
Today · 4.125%
HK$86,655
baseline
▲ 0.50% · 4.625%
HK$91,222
+HK$4,567/mo
Deposit HK$10.80M · loan HK$16.20M · min. income ≈ HK$173,310/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,217
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,898
−HK$2,725/mo
Today · 4.125%
HK$91,623
baseline
▲ 0.50% · 4.625%
HK$97,198
+HK$5,575/mo
Deposit HK$8.10M · loan HK$18.91M · min. income ≈ HK$183,246/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,915
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,488
−HK$2,609/mo
Today · 4.125%
HK$101,097
baseline
▲ 0.50% · 4.625%
HK$106,426
+HK$5,329/mo
Deposit HK$8.10M · loan HK$18.91M · min. income ≈ HK$202,194/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,850
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$114,298
−HK$3,503/mo
Today · 4.125%
HK$117,801
baseline
▲ 0.50% · 4.625%
HK$124,969
+HK$7,168/mo
Deposit HK$2.70M · loan HK$24.31M · min. income ≈ HK$235,602/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,319
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,627
−HK$3,355/mo
Today · 4.125%
HK$129,982
baseline
▲ 0.50% · 4.625%
HK$136,834
+HK$6,852/mo
Deposit HK$2.70M · loan HK$24.31M · min. income ≈ HK$259,964/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,806 · Scale 2, in force from 26 Feb 2026)