LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,587
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,502
−HK$1,947/mo
Today · 4.125%
HK$65,449
baseline
▲ 0.50% · 4.625%
HK$69,431
+HK$3,982/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$130,898/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,514
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,352
−HK$1,864/mo
Today · 4.125%
HK$72,216
baseline
▲ 0.50% · 4.625%
HK$76,023
+HK$3,807/mo
Deposit HK$13.50M · loan HK$13.50M · min. income ≈ HK$144,432/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,904
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,203
−HK$2,335/mo
Today · 4.125%
HK$78,538
baseline
▲ 0.50% · 4.625%
HK$83,317
+HK$4,779/mo
Deposit HK$10.80M · loan HK$16.21M · min. income ≈ HK$157,076/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,217
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,422
−HK$2,237/mo
Today · 4.125%
HK$86,659
baseline
▲ 0.50% · 4.625%
HK$91,227
+HK$4,568/mo
Deposit HK$10.80M · loan HK$16.21M · min. income ≈ HK$173,318/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,221
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,903
−HK$2,725/mo
Today · 4.125%
HK$91,628
baseline
▲ 0.50% · 4.625%
HK$97,203
+HK$5,575/mo
Deposit HK$8.10M · loan HK$18.91M · min. income ≈ HK$183,256/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,920
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,493
−HK$2,609/mo
Today · 4.125%
HK$101,102
baseline
▲ 0.50% · 4.625%
HK$106,432
+HK$5,330/mo
Deposit HK$8.10M · loan HK$18.91M · min. income ≈ HK$202,204/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,856
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$114,304
−HK$3,503/mo
Today · 4.125%
HK$117,807
baseline
▲ 0.50% · 4.625%
HK$124,976
+HK$7,169/mo
Deposit HK$2.70M · loan HK$24.31M · min. income ≈ HK$235,614/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,326
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,633
−HK$3,356/mo
Today · 4.125%
HK$129,989
baseline
▲ 0.50% · 4.625%
HK$136,841
+HK$6,852/mo
Deposit HK$2.70M · loan HK$24.31M · min. income ≈ HK$259,978/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,147,866 · Scale 2, in force from 26 Feb 2026)