LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,678
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,949/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,534
+HK$3,988/mo
Deposit HK$13.52M · loan HK$13.52M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,616
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,457
−HK$1,867/mo
Today · 4.125%
HK$72,324
baseline
▲ 0.50% · 4.625%
HK$76,136
+HK$3,812/mo
Deposit HK$13.52M · loan HK$13.52M · min. income ≈ HK$144,648/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,014
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,316
−HK$2,339/mo
Today · 4.125%
HK$78,655
baseline
▲ 0.50% · 4.625%
HK$83,441
+HK$4,786/mo
Deposit HK$10.82M · loan HK$16.23M · min. income ≈ HK$157,310/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,340
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$84,548
−HK$2,240/mo
Today · 4.125%
HK$86,788
baseline
▲ 0.50% · 4.625%
HK$91,363
+HK$4,575/mo
Deposit HK$10.82M · loan HK$16.23M · min. income ≈ HK$173,576/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,350
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$89,036
−HK$2,728/mo
Today · 4.125%
HK$91,764
baseline
▲ 0.50% · 4.625%
HK$97,348
+HK$5,584/mo
Deposit HK$8.11M · loan HK$18.93M · min. income ≈ HK$183,528/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,063
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$98,639
−HK$2,614/mo
Today · 4.125%
HK$101,253
baseline
▲ 0.50% · 4.625%
HK$106,590
+HK$5,337/mo
Deposit HK$8.11M · loan HK$18.93M · min. income ≈ HK$202,506/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,021
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$114,474
−HK$3,509/mo
Today · 4.125%
HK$117,983
baseline
▲ 0.50% · 4.625%
HK$125,162
+HK$7,179/mo
Deposit HK$2.70M · loan HK$24.34M · min. income ≈ HK$235,966/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,510
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,822
−HK$3,360/mo
Today · 4.125%
HK$130,182
baseline
▲ 0.50% · 4.625%
HK$137,045
+HK$6,863/mo
Deposit HK$2.70M · loan HK$24.34M · min. income ≈ HK$260,364/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$1,149,576 · Scale 2, in force from 26 Feb 2026)