LTV · monthly repayment
▼ 0.50% · 3.625%
HK$616,790
−HK$38,678/mo
▼ 0.25% · 3.875%
HK$635,976
−HK$19,492/mo
Today · 4.125%
HK$655,468
baseline
▲ 0.50% · 4.625%
HK$695,352
+HK$39,884/mo
Deposit HK$135.25M · loan HK$135.25M · min. income ≈ HK$1,310,936/mo (50% DSR)
Upfront cash ≈ HK$152.83M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$686,173
−HK$37,072/mo
▼ 0.25% · 3.875%
HK$704,576
−HK$18,669/mo
Today · 4.125%
HK$723,245
baseline
▲ 0.50% · 4.625%
HK$761,368
+HK$38,123/mo
Deposit HK$135.25M · loan HK$135.25M · min. income ≈ HK$1,446,490/mo (50% DSR)
Upfront cash ≈ HK$152.83M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$740,148
−HK$46,414/mo
▼ 0.25% · 3.875%
HK$763,171
−HK$23,391/mo
Today · 4.125%
HK$786,562
baseline
▲ 0.50% · 4.625%
HK$834,422
+HK$47,860/mo
Deposit HK$108.20M · loan HK$162.29M · min. income ≈ HK$1,573,124/mo (50% DSR)
Upfront cash ≈ HK$125.78M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$823,407
−HK$44,487/mo
▼ 0.25% · 3.875%
HK$845,491
−HK$22,403/mo
Today · 4.125%
HK$867,894
baseline
▲ 0.50% · 4.625%
HK$913,641
+HK$45,747/mo
Deposit HK$108.20M · loan HK$162.29M · min. income ≈ HK$1,735,788/mo (50% DSR)
Upfront cash ≈ HK$125.78M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$863,506
−HK$54,150/mo
▼ 0.25% · 3.875%
HK$890,366
−HK$27,290/mo
Today · 4.125%
HK$917,656
baseline
▲ 0.50% · 4.625%
HK$973,493
+HK$55,837/mo
Deposit HK$81.15M · loan HK$189.34M · min. income ≈ HK$1,835,312/mo (50% DSR)
Upfront cash ≈ HK$98.73M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$960,642
−HK$51,901/mo
▼ 0.25% · 3.875%
HK$986,406
−HK$26,137/mo
Today · 4.125%
HK$1,012,543
baseline
▲ 0.50% · 4.625%
HK$1,065,915
+HK$53,372/mo
Deposit HK$81.15M · loan HK$189.34M · min. income ≈ HK$2,025,086/mo (50% DSR)
Upfront cash ≈ HK$98.73M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,110,222
−HK$69,621/mo
▼ 0.25% · 3.875%
HK$1,144,757
−HK$35,086/mo
Today · 4.125%
HK$1,179,843
baseline
▲ 0.50% · 4.625%
HK$1,251,634
+HK$71,791/mo
Deposit HK$27.05M · loan HK$243.44M · min. income ≈ HK$2,359,686/mo (50% DSR)
Upfront cash ≈ HK$44.63M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,235,111
−HK$66,729/mo
▼ 0.25% · 3.875%
HK$1,268,236
−HK$33,604/mo
Today · 4.125%
HK$1,301,840
baseline
▲ 0.50% · 4.625%
HK$1,370,462
+HK$68,622/mo
Deposit HK$27.05M · loan HK$243.44M · min. income ≈ HK$2,603,680/mo (50% DSR)
Upfront cash ≈ HK$44.63M (deposit + AVD stamp duty HK$17,581,953 · Scale 2, in force from 26 Feb 2026)