LTV · monthly repayment
▼ 0.50% · 3.625%
HK$617,253
−HK$38,707/mo
▼ 0.25% · 3.875%
HK$636,453
−HK$19,507/mo
Today · 4.125%
HK$655,960
baseline
▲ 0.50% · 4.625%
HK$695,874
+HK$39,914/mo
Deposit HK$135.35M · loan HK$135.35M · min. income ≈ HK$1,311,920/mo (50% DSR)
Upfront cash ≈ HK$152.94M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$686,688
−HK$37,100/mo
▼ 0.25% · 3.875%
HK$705,105
−HK$18,683/mo
Today · 4.125%
HK$723,788
baseline
▲ 0.50% · 4.625%
HK$761,939
+HK$38,151/mo
Deposit HK$135.35M · loan HK$135.35M · min. income ≈ HK$1,447,576/mo (50% DSR)
Upfront cash ≈ HK$152.94M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$740,704
−HK$46,449/mo
▼ 0.25% · 3.875%
HK$763,744
−HK$23,409/mo
Today · 4.125%
HK$787,153
baseline
▲ 0.50% · 4.625%
HK$835,049
+HK$47,896/mo
Deposit HK$108.28M · loan HK$162.42M · min. income ≈ HK$1,574,306/mo (50% DSR)
Upfront cash ≈ HK$125.87M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$824,026
−HK$44,519/mo
▼ 0.25% · 3.875%
HK$846,126
−HK$22,419/mo
Today · 4.125%
HK$868,545
baseline
▲ 0.50% · 4.625%
HK$914,327
+HK$45,782/mo
Deposit HK$108.28M · loan HK$162.42M · min. income ≈ HK$1,737,090/mo (50% DSR)
Upfront cash ≈ HK$125.87M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$864,155
−HK$54,190/mo
▼ 0.25% · 3.875%
HK$891,035
−HK$27,310/mo
Today · 4.125%
HK$918,345
baseline
▲ 0.50% · 4.625%
HK$974,224
+HK$55,879/mo
Deposit HK$81.21M · loan HK$189.49M · min. income ≈ HK$1,836,690/mo (50% DSR)
Upfront cash ≈ HK$98.80M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$961,363
−HK$51,940/mo
▼ 0.25% · 3.875%
HK$987,146
−HK$26,157/mo
Today · 4.125%
HK$1,013,303
baseline
▲ 0.50% · 4.625%
HK$1,066,715
+HK$53,412/mo
Deposit HK$81.21M · loan HK$189.49M · min. income ≈ HK$2,026,606/mo (50% DSR)
Upfront cash ≈ HK$98.80M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,111,056
−HK$69,673/mo
▼ 0.25% · 3.875%
HK$1,145,616
−HK$35,113/mo
Today · 4.125%
HK$1,180,729
baseline
▲ 0.50% · 4.625%
HK$1,252,573
+HK$71,844/mo
Deposit HK$27.07M · loan HK$243.63M · min. income ≈ HK$2,361,458/mo (50% DSR)
Upfront cash ≈ HK$44.66M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,236,038
−HK$66,780/mo
▼ 0.25% · 3.875%
HK$1,269,188
−HK$33,630/mo
Today · 4.125%
HK$1,302,818
baseline
▲ 0.50% · 4.625%
HK$1,371,491
+HK$68,673/mo
Deposit HK$27.07M · loan HK$243.63M · min. income ≈ HK$2,605,636/mo (50% DSR)
Upfront cash ≈ HK$44.66M (deposit + AVD stamp duty HK$17,595,153 · Scale 2, in force from 26 Feb 2026)