LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,736
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,656
−HK$1,951/mo
Today · 4.125%
HK$65,607
baseline
▲ 0.50% · 4.625%
HK$69,599
+HK$3,992/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,214/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,680
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,522
−HK$1,869/mo
Today · 4.125%
HK$72,391
baseline
▲ 0.50% · 4.625%
HK$76,207
+HK$3,816/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,782/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,083
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,387
−HK$2,342/mo
Today · 4.125%
HK$78,729
baseline
▲ 0.50% · 4.625%
HK$83,519
+HK$4,790/mo
Deposit HK$10.83M · loan HK$16.24M · min. income ≈ HK$157,458/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,417
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,627
−HK$2,242/mo
Today · 4.125%
HK$86,869
baseline
▲ 0.50% · 4.625%
HK$91,448
+HK$4,579/mo
Deposit HK$10.83M · loan HK$16.24M · min. income ≈ HK$173,738/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,430
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,119
−HK$2,731/mo
Today · 4.125%
HK$91,850
baseline
▲ 0.50% · 4.625%
HK$97,439
+HK$5,589/mo
Deposit HK$8.12M · loan HK$18.95M · min. income ≈ HK$183,700/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,153
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,731
−HK$2,616/mo
Today · 4.125%
HK$101,347
baseline
▲ 0.50% · 4.625%
HK$106,690
+HK$5,343/mo
Deposit HK$8.12M · loan HK$18.95M · min. income ≈ HK$202,694/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,124
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,581
−HK$3,512/mo
Today · 4.125%
HK$118,093
baseline
▲ 0.50% · 4.625%
HK$125,279
+HK$7,186/mo
Deposit HK$2.71M · loan HK$24.37M · min. income ≈ HK$236,186/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,625
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,940
−HK$3,364/mo
Today · 4.125%
HK$130,304
baseline
▲ 0.50% · 4.625%
HK$137,172
+HK$6,868/mo
Deposit HK$2.71M · loan HK$24.37M · min. income ≈ HK$260,608/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,150,648 · Scale 2, in force from 26 Feb 2026)