LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,743
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,664
−HK$1,951/mo
Today · 4.125%
HK$65,615
baseline
▲ 0.50% · 4.625%
HK$69,608
+HK$3,993/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,230/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,689
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,531
−HK$1,869/mo
Today · 4.125%
HK$72,400
baseline
▲ 0.50% · 4.625%
HK$76,216
+HK$3,816/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,800/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,092
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,397
−HK$2,341/mo
Today · 4.125%
HK$78,738
baseline
▲ 0.50% · 4.625%
HK$83,529
+HK$4,791/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,476/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,427
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,637
−HK$2,243/mo
Today · 4.125%
HK$86,880
baseline
▲ 0.50% · 4.625%
HK$91,459
+HK$4,579/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,760/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,441
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,129
−HK$2,732/mo
Today · 4.125%
HK$91,861
baseline
▲ 0.50% · 4.625%
HK$97,451
+HK$5,590/mo
Deposit HK$8.12M · loan HK$18.95M · min. income ≈ HK$183,722/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,164
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,743
−HK$2,617/mo
Today · 4.125%
HK$101,360
baseline
▲ 0.50% · 4.625%
HK$106,703
+HK$5,343/mo
Deposit HK$8.12M · loan HK$18.95M · min. income ≈ HK$202,720/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,138
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,595
−HK$3,512/mo
Today · 4.125%
HK$118,107
baseline
▲ 0.50% · 4.625%
HK$125,294
+HK$7,187/mo
Deposit HK$2.71M · loan HK$24.37M · min. income ≈ HK$236,214/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,640
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$126,956
−HK$3,364/mo
Today · 4.125%
HK$130,320
baseline
▲ 0.50% · 4.625%
HK$137,189
+HK$6,869/mo
Deposit HK$2.71M · loan HK$24.37M · min. income ≈ HK$260,640/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,150,788 · Scale 2, in force from 26 Feb 2026)