LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,748
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,669
−HK$1,952/mo
Today · 4.125%
HK$65,621
baseline
▲ 0.50% · 4.625%
HK$69,614
+HK$3,993/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,242/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,695
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,537
−HK$1,869/mo
Today · 4.125%
HK$72,406
baseline
▲ 0.50% · 4.625%
HK$76,223
+HK$3,817/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,812/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,098
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,403
−HK$2,342/mo
Today · 4.125%
HK$78,745
baseline
▲ 0.50% · 4.625%
HK$83,536
+HK$4,791/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,490/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,433
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,644
−HK$2,243/mo
Today · 4.125%
HK$86,887
baseline
▲ 0.50% · 4.625%
HK$91,467
+HK$4,580/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,774/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,448
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$89,137
−HK$2,732/mo
Today · 4.125%
HK$91,869
baseline
▲ 0.50% · 4.625%
HK$97,459
+HK$5,590/mo
Deposit HK$8.12M · loan HK$18.96M · min. income ≈ HK$183,738/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,172
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,752
−HK$2,616/mo
Today · 4.125%
HK$101,368
baseline
▲ 0.50% · 4.625%
HK$106,712
+HK$5,344/mo
Deposit HK$8.12M · loan HK$18.96M · min. income ≈ HK$202,736/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,147
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,605
−HK$3,512/mo
Today · 4.125%
HK$118,117
baseline
▲ 0.50% · 4.625%
HK$125,304
+HK$7,187/mo
Deposit HK$2.71M · loan HK$24.37M · min. income ≈ HK$236,234/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,650
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,966
−HK$3,365/mo
Today · 4.125%
HK$130,331
baseline
▲ 0.50% · 4.625%
HK$137,201
+HK$6,870/mo
Deposit HK$2.71M · loan HK$24.37M · min. income ≈ HK$260,662/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,150,884 · Scale 2, in force from 26 Feb 2026)