LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,758
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,679
−HK$1,951/mo
Today · 4.125%
HK$65,630
baseline
▲ 0.50% · 4.625%
HK$69,624
+HK$3,994/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,260/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,705
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,547
−HK$1,870/mo
Today · 4.125%
HK$72,417
baseline
▲ 0.50% · 4.625%
HK$76,234
+HK$3,817/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,834/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,109
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,414
−HK$2,343/mo
Today · 4.125%
HK$78,757
baseline
▲ 0.50% · 4.625%
HK$83,549
+HK$4,792/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,514/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,446
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,657
−HK$2,243/mo
Today · 4.125%
HK$86,900
baseline
▲ 0.50% · 4.625%
HK$91,481
+HK$4,581/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,800/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,461
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,150
−HK$2,733/mo
Today · 4.125%
HK$91,883
baseline
▲ 0.50% · 4.625%
HK$97,473
+HK$5,590/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$183,766/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,187
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,766
−HK$2,617/mo
Today · 4.125%
HK$101,383
baseline
▲ 0.50% · 4.625%
HK$106,727
+HK$5,344/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$202,766/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,164
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,622
−HK$3,513/mo
Today · 4.125%
HK$118,135
baseline
▲ 0.50% · 4.625%
HK$125,323
+HK$7,188/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$236,270/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,669
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,985
−HK$3,365/mo
Today · 4.125%
HK$130,350
baseline
▲ 0.50% · 4.625%
HK$137,221
+HK$6,871/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$260,700/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,056 · Scale 2, in force from 26 Feb 2026)