LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,760
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,681
−HK$1,952/mo
Today · 4.125%
HK$65,633
baseline
▲ 0.50% · 4.625%
HK$69,626
+HK$3,993/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,266/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,707
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,550
−HK$1,869/mo
Today · 4.125%
HK$72,419
baseline
▲ 0.50% · 4.625%
HK$76,236
+HK$3,817/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,838/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,112
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,417
−HK$2,342/mo
Today · 4.125%
HK$78,759
baseline
▲ 0.50% · 4.625%
HK$83,552
+HK$4,793/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,518/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,449
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,660
−HK$2,243/mo
Today · 4.125%
HK$86,903
baseline
▲ 0.50% · 4.625%
HK$91,484
+HK$4,581/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,806/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,464
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,153
−HK$2,733/mo
Today · 4.125%
HK$91,886
baseline
▲ 0.50% · 4.625%
HK$97,477
+HK$5,591/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$183,772/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,190
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,770
−HK$2,617/mo
Today · 4.125%
HK$101,387
baseline
▲ 0.50% · 4.625%
HK$106,731
+HK$5,344/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$202,774/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,168
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,626
−HK$3,513/mo
Today · 4.125%
HK$118,139
baseline
▲ 0.50% · 4.625%
HK$125,327
+HK$7,188/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$236,278/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,673
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,990
−HK$3,364/mo
Today · 4.125%
HK$130,354
baseline
▲ 0.50% · 4.625%
HK$137,226
+HK$6,872/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$260,708/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,095 · Scale 2, in force from 26 Feb 2026)