LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,761
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,682
−HK$1,952/mo
Today · 4.125%
HK$65,634
baseline
▲ 0.50% · 4.625%
HK$69,627
+HK$3,993/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,268/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,708
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,551
−HK$1,869/mo
Today · 4.125%
HK$72,420
baseline
▲ 0.50% · 4.625%
HK$76,238
+HK$3,818/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,840/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,113
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,418
−HK$2,342/mo
Today · 4.125%
HK$78,760
baseline
▲ 0.50% · 4.625%
HK$83,553
+HK$4,793/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,520/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,450
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,661
−HK$2,243/mo
Today · 4.125%
HK$86,904
baseline
▲ 0.50% · 4.625%
HK$91,485
+HK$4,581/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,808/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,465
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,154
−HK$2,733/mo
Today · 4.125%
HK$91,887
baseline
▲ 0.50% · 4.625%
HK$97,478
+HK$5,591/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$183,774/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,191
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,771
−HK$2,617/mo
Today · 4.125%
HK$101,388
baseline
▲ 0.50% · 4.625%
HK$106,733
+HK$5,345/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$202,776/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,169
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,627
−HK$3,513/mo
Today · 4.125%
HK$118,140
baseline
▲ 0.50% · 4.625%
HK$125,329
+HK$7,189/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$236,280/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,675
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,991
−HK$3,365/mo
Today · 4.125%
HK$130,356
baseline
▲ 0.50% · 4.625%
HK$137,228
+HK$6,872/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$260,712/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,111 · Scale 2, in force from 26 Feb 2026)