LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,764
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,685
−HK$1,952/mo
Today · 4.125%
HK$65,637
baseline
▲ 0.50% · 4.625%
HK$69,631
+HK$3,994/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,274/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,712
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,555
−HK$1,869/mo
Today · 4.125%
HK$72,424
baseline
▲ 0.50% · 4.625%
HK$76,242
+HK$3,818/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,848/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,117
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,422
−HK$2,343/mo
Today · 4.125%
HK$78,765
baseline
▲ 0.50% · 4.625%
HK$83,557
+HK$4,792/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,530/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,454
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,666
−HK$2,243/mo
Today · 4.125%
HK$86,909
baseline
▲ 0.50% · 4.625%
HK$91,490
+HK$4,581/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,818/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,470
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,159
−HK$2,733/mo
Today · 4.125%
HK$91,892
baseline
▲ 0.50% · 4.625%
HK$97,483
+HK$5,591/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$183,784/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,197
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,777
−HK$2,617/mo
Today · 4.125%
HK$101,394
baseline
▲ 0.50% · 4.625%
HK$106,738
+HK$5,344/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$202,788/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,175
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$114,633
−HK$3,514/mo
Today · 4.125%
HK$118,147
baseline
▲ 0.50% · 4.625%
HK$125,336
+HK$7,189/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$236,294/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,681
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$126,998
−HK$3,365/mo
Today · 4.125%
HK$130,363
baseline
▲ 0.50% · 4.625%
HK$137,235
+HK$6,872/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$260,726/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,174 · Scale 2, in force from 26 Feb 2026)