LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,765
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,686
−HK$1,952/mo
Today · 4.125%
HK$65,638
baseline
▲ 0.50% · 4.625%
HK$69,632
+HK$3,994/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$131,276/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,713
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,556
−HK$1,869/mo
Today · 4.125%
HK$72,425
baseline
▲ 0.50% · 4.625%
HK$76,243
+HK$3,818/mo
Deposit HK$13.54M · loan HK$13.54M · min. income ≈ HK$144,850/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,118
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,423
−HK$2,343/mo
Today · 4.125%
HK$78,766
baseline
▲ 0.50% · 4.625%
HK$83,558
+HK$4,792/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$157,532/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,455
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,667
−HK$2,243/mo
Today · 4.125%
HK$86,910
baseline
▲ 0.50% · 4.625%
HK$91,491
+HK$4,581/mo
Deposit HK$10.83M · loan HK$16.25M · min. income ≈ HK$173,820/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,471
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,160
−HK$2,733/mo
Today · 4.125%
HK$91,893
baseline
▲ 0.50% · 4.625%
HK$97,485
+HK$5,592/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$183,786/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,198
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,778
−HK$2,617/mo
Today · 4.125%
HK$101,395
baseline
▲ 0.50% · 4.625%
HK$106,740
+HK$5,345/mo
Deposit HK$8.13M · loan HK$18.96M · min. income ≈ HK$202,790/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,177
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,635
−HK$3,513/mo
Today · 4.125%
HK$118,148
baseline
▲ 0.50% · 4.625%
HK$125,337
+HK$7,189/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$236,296/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,683
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$127,000
−HK$3,365/mo
Today · 4.125%
HK$130,365
baseline
▲ 0.50% · 4.625%
HK$137,237
+HK$6,872/mo
Deposit HK$2.71M · loan HK$24.38M · min. income ≈ HK$260,730/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,151,188 · Scale 2, in force from 26 Feb 2026)