LTV · monthly repayment
▼ 0.50% · 3.625%
HK$617,775
−HK$38,740/mo
▼ 0.25% · 3.875%
HK$636,991
−HK$19,524/mo
Today · 4.125%
HK$656,515
baseline
▲ 0.50% · 4.625%
HK$696,462
+HK$39,947/mo
Deposit HK$135.46M · loan HK$135.46M · min. income ≈ HK$1,313,030/mo (50% DSR)
Upfront cash ≈ HK$153.07M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$687,268
−HK$37,131/mo
▼ 0.25% · 3.875%
HK$705,701
−HK$18,698/mo
Today · 4.125%
HK$724,399
baseline
▲ 0.50% · 4.625%
HK$762,584
+HK$38,185/mo
Deposit HK$135.46M · loan HK$135.46M · min. income ≈ HK$1,448,798/mo (50% DSR)
Upfront cash ≈ HK$153.07M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$741,330
−HK$46,488/mo
▼ 0.25% · 3.875%
HK$764,390
−HK$23,428/mo
Today · 4.125%
HK$787,818
baseline
▲ 0.50% · 4.625%
HK$835,755
+HK$47,937/mo
Deposit HK$108.37M · loan HK$162.55M · min. income ≈ HK$1,575,636/mo (50% DSR)
Upfront cash ≈ HK$125.98M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$824,722
−HK$44,557/mo
▼ 0.25% · 3.875%
HK$846,841
−HK$22,438/mo
Today · 4.125%
HK$869,279
baseline
▲ 0.50% · 4.625%
HK$915,100
+HK$45,821/mo
Deposit HK$108.37M · loan HK$162.55M · min. income ≈ HK$1,738,558/mo (50% DSR)
Upfront cash ≈ HK$125.98M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$864,885
−HK$54,236/mo
▼ 0.25% · 3.875%
HK$891,788
−HK$27,333/mo
Today · 4.125%
HK$919,121
baseline
▲ 0.50% · 4.625%
HK$975,047
+HK$55,926/mo
Deposit HK$81.28M · loan HK$189.65M · min. income ≈ HK$1,838,242/mo (50% DSR)
Upfront cash ≈ HK$98.89M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$962,176
−HK$51,983/mo
▼ 0.25% · 3.875%
HK$987,981
−HK$26,178/mo
Today · 4.125%
HK$1,014,159
baseline
▲ 0.50% · 4.625%
HK$1,067,617
+HK$53,458/mo
Deposit HK$81.28M · loan HK$189.65M · min. income ≈ HK$2,028,318/mo (50% DSR)
Upfront cash ≈ HK$98.89M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,111,995
−HK$69,732/mo
▼ 0.25% · 3.875%
HK$1,146,584
−HK$35,143/mo
Today · 4.125%
HK$1,181,727
baseline
▲ 0.50% · 4.625%
HK$1,253,632
+HK$71,905/mo
Deposit HK$27.09M · loan HK$243.83M · min. income ≈ HK$2,363,454/mo (50% DSR)
Upfront cash ≈ HK$44.70M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,237,083
−HK$66,836/mo
▼ 0.25% · 3.875%
HK$1,270,261
−HK$33,658/mo
Today · 4.125%
HK$1,303,919
baseline
▲ 0.50% · 4.625%
HK$1,372,650
+HK$68,731/mo
Deposit HK$27.09M · loan HK$243.83M · min. income ≈ HK$2,607,838/mo (50% DSR)
Upfront cash ≈ HK$44.70M (deposit + AVD stamp duty HK$17,610,025 · Scale 2, in force from 26 Feb 2026)