LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,816
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,739
−HK$1,954/mo
Today · 4.125%
HK$65,693
baseline
▲ 0.50% · 4.625%
HK$69,690
+HK$3,997/mo
Deposit HK$13.55M · loan HK$13.55M · min. income ≈ HK$131,386/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,770
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,614
−HK$1,872/mo
Today · 4.125%
HK$72,486
baseline
▲ 0.50% · 4.625%
HK$76,306
+HK$3,820/mo
Deposit HK$13.55M · loan HK$13.55M · min. income ≈ HK$144,972/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,180
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,487
−HK$2,344/mo
Today · 4.125%
HK$78,831
baseline
▲ 0.50% · 4.625%
HK$83,628
+HK$4,797/mo
Deposit HK$10.84M · loan HK$16.27M · min. income ≈ HK$157,662/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,524
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,737
−HK$2,246/mo
Today · 4.125%
HK$86,983
baseline
▲ 0.50% · 4.625%
HK$91,568
+HK$4,585/mo
Deposit HK$10.84M · loan HK$16.27M · min. income ≈ HK$173,966/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,543
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,235
−HK$2,735/mo
Today · 4.125%
HK$91,970
baseline
▲ 0.50% · 4.625%
HK$97,566
+HK$5,596/mo
Deposit HK$8.13M · loan HK$18.98M · min. income ≈ HK$183,940/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,278
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,860
−HK$2,620/mo
Today · 4.125%
HK$101,480
baseline
▲ 0.50% · 4.625%
HK$106,829
+HK$5,349/mo
Deposit HK$8.13M · loan HK$18.98M · min. income ≈ HK$202,960/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,269
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,731
−HK$3,516/mo
Today · 4.125%
HK$118,247
baseline
▲ 0.50% · 4.625%
HK$125,442
+HK$7,195/mo
Deposit HK$2.71M · loan HK$24.40M · min. income ≈ HK$236,494/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,786
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,106
−HK$3,368/mo
Today · 4.125%
HK$130,474
baseline
▲ 0.50% · 4.625%
HK$137,351
+HK$6,877/mo
Deposit HK$2.71M · loan HK$24.40M · min. income ≈ HK$260,948/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,152,150 · Scale 2, in force from 26 Feb 2026)