LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,830
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,754
−HK$1,954/mo
Today · 4.125%
HK$65,708
baseline
▲ 0.50% · 4.625%
HK$69,706
+HK$3,998/mo
Deposit HK$13.56M · loan HK$13.56M · min. income ≈ HK$131,416/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,786
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,631
−HK$1,871/mo
Today · 4.125%
HK$72,502
baseline
▲ 0.50% · 4.625%
HK$76,324
+HK$3,822/mo
Deposit HK$13.56M · loan HK$13.56M · min. income ≈ HK$145,004/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,197
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,504
−HK$2,345/mo
Today · 4.125%
HK$78,849
baseline
▲ 0.50% · 4.625%
HK$83,647
+HK$4,798/mo
Deposit HK$10.85M · loan HK$16.27M · min. income ≈ HK$157,698/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,543
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,757
−HK$2,245/mo
Today · 4.125%
HK$87,002
baseline
▲ 0.50% · 4.625%
HK$91,588
+HK$4,586/mo
Deposit HK$10.85M · loan HK$16.27M · min. income ≈ HK$174,004/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,563
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,255
−HK$2,736/mo
Today · 4.125%
HK$91,991
baseline
▲ 0.50% · 4.625%
HK$97,588
+HK$5,597/mo
Deposit HK$8.13M · loan HK$18.98M · min. income ≈ HK$183,982/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,300
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,883
−HK$2,620/mo
Today · 4.125%
HK$101,503
baseline
▲ 0.50% · 4.625%
HK$106,853
+HK$5,350/mo
Deposit HK$8.13M · loan HK$18.98M · min. income ≈ HK$203,006/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,295
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,757
−HK$3,517/mo
Today · 4.125%
HK$118,274
baseline
▲ 0.50% · 4.625%
HK$125,471
+HK$7,197/mo
Deposit HK$2.71M · loan HK$24.40M · min. income ≈ HK$236,548/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,814
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,135
−HK$3,369/mo
Today · 4.125%
HK$130,504
baseline
▲ 0.50% · 4.625%
HK$137,383
+HK$6,879/mo
Deposit HK$2.71M · loan HK$24.40M · min. income ≈ HK$261,008/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,152,412 · Scale 2, in force from 26 Feb 2026)