LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,837
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,760
−HK$1,955/mo
Today · 4.125%
HK$65,715
baseline
▲ 0.50% · 4.625%
HK$69,713
+HK$3,998/mo
Deposit HK$13.56M · loan HK$13.56M · min. income ≈ HK$131,430/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,793
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,638
−HK$1,872/mo
Today · 4.125%
HK$72,510
baseline
▲ 0.50% · 4.625%
HK$76,332
+HK$3,822/mo
Deposit HK$13.56M · loan HK$13.56M · min. income ≈ HK$145,020/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,204
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,512
−HK$2,345/mo
Today · 4.125%
HK$78,857
baseline
▲ 0.50% · 4.625%
HK$83,656
+HK$4,799/mo
Deposit HK$10.85M · loan HK$16.27M · min. income ≈ HK$157,714/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,551
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,765
−HK$2,246/mo
Today · 4.125%
HK$87,011
baseline
▲ 0.50% · 4.625%
HK$91,598
+HK$4,587/mo
Deposit HK$10.85M · loan HK$16.27M · min. income ≈ HK$174,022/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,572
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,264
−HK$2,736/mo
Today · 4.125%
HK$92,000
baseline
▲ 0.50% · 4.625%
HK$97,598
+HK$5,598/mo
Deposit HK$8.14M · loan HK$18.98M · min. income ≈ HK$184,000/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,310
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,893
−HK$2,620/mo
Today · 4.125%
HK$101,513
baseline
▲ 0.50% · 4.625%
HK$106,864
+HK$5,351/mo
Deposit HK$8.14M · loan HK$18.98M · min. income ≈ HK$203,026/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,306
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,769
−HK$3,517/mo
Today · 4.125%
HK$118,286
baseline
▲ 0.50% · 4.625%
HK$125,484
+HK$7,198/mo
Deposit HK$2.71M · loan HK$24.41M · min. income ≈ HK$236,572/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,827
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,148
−HK$3,369/mo
Today · 4.125%
HK$130,517
baseline
▲ 0.50% · 4.625%
HK$137,397
+HK$6,880/mo
Deposit HK$2.71M · loan HK$24.41M · min. income ≈ HK$261,034/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$1,152,532 · Scale 2, in force from 26 Feb 2026)