LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,871
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,795
−HK$1,956/mo
Today · 4.125%
HK$65,751
baseline
▲ 0.50% · 4.625%
HK$69,751
+HK$4,000/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,502/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,831
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,677
−HK$1,872/mo
Today · 4.125%
HK$72,549
baseline
▲ 0.50% · 4.625%
HK$76,373
+HK$3,824/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,098/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,245
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,554
−HK$2,347/mo
Today · 4.125%
HK$78,901
baseline
▲ 0.50% · 4.625%
HK$83,702
+HK$4,801/mo
Deposit HK$10.85M · loan HK$16.28M · min. income ≈ HK$157,802/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,597
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,812
−HK$2,247/mo
Today · 4.125%
HK$87,059
baseline
▲ 0.50% · 4.625%
HK$91,648
+HK$4,589/mo
Deposit HK$10.85M · loan HK$16.28M · min. income ≈ HK$174,118/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,619
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,313
−HK$2,738/mo
Today · 4.125%
HK$92,051
baseline
▲ 0.50% · 4.625%
HK$97,652
+HK$5,601/mo
Deposit HK$8.14M · loan HK$18.99M · min. income ≈ HK$184,102/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,363
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,947
−HK$2,622/mo
Today · 4.125%
HK$101,569
baseline
▲ 0.50% · 4.625%
HK$106,923
+HK$5,354/mo
Deposit HK$8.14M · loan HK$18.99M · min. income ≈ HK$203,138/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,367
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$114,831
−HK$3,520/mo
Today · 4.125%
HK$118,351
baseline
▲ 0.50% · 4.625%
HK$125,552
+HK$7,201/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$236,702/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,895
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$127,218
−HK$3,371/mo
Today · 4.125%
HK$130,589
baseline
▲ 0.50% · 4.625%
HK$137,472
+HK$6,883/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$261,178/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,163 · Scale 2, in force from 26 Feb 2026)