LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,873
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,798
−HK$1,955/mo
Today · 4.125%
HK$65,753
baseline
▲ 0.50% · 4.625%
HK$69,754
+HK$4,001/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,506/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,833
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,679
−HK$1,873/mo
Today · 4.125%
HK$72,552
baseline
▲ 0.50% · 4.625%
HK$76,376
+HK$3,824/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,104/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,248
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,557
−HK$2,347/mo
Today · 4.125%
HK$78,904
baseline
▲ 0.50% · 4.625%
HK$83,705
+HK$4,801/mo
Deposit HK$10.85M · loan HK$16.28M · min. income ≈ HK$157,808/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,600
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,815
−HK$2,247/mo
Today · 4.125%
HK$87,062
baseline
▲ 0.50% · 4.625%
HK$91,651
+HK$4,589/mo
Deposit HK$10.85M · loan HK$16.28M · min. income ≈ HK$174,124/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,622
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,317
−HK$2,737/mo
Today · 4.125%
HK$92,054
baseline
▲ 0.50% · 4.625%
HK$97,655
+HK$5,601/mo
Deposit HK$8.14M · loan HK$18.99M · min. income ≈ HK$184,108/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,366
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,951
−HK$2,622/mo
Today · 4.125%
HK$101,573
baseline
▲ 0.50% · 4.625%
HK$106,927
+HK$5,354/mo
Deposit HK$8.14M · loan HK$18.99M · min. income ≈ HK$203,146/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,371
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$114,836
−HK$3,519/mo
Today · 4.125%
HK$118,355
baseline
▲ 0.50% · 4.625%
HK$125,557
+HK$7,202/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$236,710/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,900
−HK$6,693/mo
▼ 0.25% · 3.875%
HK$127,222
−HK$3,371/mo
Today · 4.125%
HK$130,593
baseline
▲ 0.50% · 4.625%
HK$137,477
+HK$6,884/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$261,186/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,205 · Scale 2, in force from 26 Feb 2026)