LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,881
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,806
−HK$1,956/mo
Today · 4.125%
HK$65,762
baseline
▲ 0.50% · 4.625%
HK$69,763
+HK$4,001/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,524/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,842
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,688
−HK$1,873/mo
Today · 4.125%
HK$72,561
baseline
▲ 0.50% · 4.625%
HK$76,386
+HK$3,825/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,122/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,257
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,567
−HK$2,347/mo
Today · 4.125%
HK$78,914
baseline
▲ 0.50% · 4.625%
HK$83,716
+HK$4,802/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$157,828/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,610
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,826
−HK$2,248/mo
Today · 4.125%
HK$87,074
baseline
▲ 0.50% · 4.625%
HK$91,663
+HK$4,589/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$174,148/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,633
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,328
−HK$2,738/mo
Today · 4.125%
HK$92,066
baseline
▲ 0.50% · 4.625%
HK$97,668
+HK$5,602/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,132/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,379
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,964
−HK$2,622/mo
Today · 4.125%
HK$101,586
baseline
▲ 0.50% · 4.625%
HK$106,941
+HK$5,355/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,172/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,386
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$114,851
−HK$3,520/mo
Today · 4.125%
HK$118,371
baseline
▲ 0.50% · 4.625%
HK$125,573
+HK$7,202/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$236,742/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,916
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$127,239
−HK$3,371/mo
Today · 4.125%
HK$130,610
baseline
▲ 0.50% · 4.625%
HK$137,495
+HK$6,885/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$261,220/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,355 · Scale 2, in force from 26 Feb 2026)